Net Income Analysis ( % relative to Total Revenue )
Income Statement American Bank Of Texas All Insured Commercial Banks in Texas
Interest and Fees on Loans 59,331 8,085
Income from Lease Financing Receivables — 2
561 32
Estimated Tax Benefit from Tax-Exempt Loan Income 288 16
Income on Loans and Leases (TE) 59,619 8,134
Investment Interest Income (TE) 9,567 1,525
Total Interest Income (TE) 69,925 10,050
Total Interest Expense 3,712 784
Net Interest Income (TE) 66,213 9,214
Non-Interest Income 9,851 1,983
Adjusted Operating Income (TE) 76,064 11,477
Non-interest Expense 36,789 7,142
Provision for Loan & Lease Losses — 367
Pretax Operating Income (TE) 39,275 3,692
Pretax Net Operating Income (TE) 40,736 3,794
Applicable Income Taxes 12,193 445
Net Operating Income 26,666 2,947
Net Income 26,666 2,937
Cash Dividends Declared 6,650 1,177
Retained Earnings 20,016 1,664