American Bank Of St. Paul
Saint Paul, MN — Domestic Branch of a Domestic Bank
Acquired Jun 2015
Net Income Analysis
( % relative to Total Revenue )
Income Statement | American Bank Of St. Paul | All Insured Commercial Banks in Minnesota |
Interest and Fees on Loans | 2,064 | 1,084 |
Income from Lease Financing Receivables | — | 2 |
67 | 9 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 35 | 4 |
Income on Loans and Leases (TE) | 2,099 | 1,097 |
Investment Interest Income (TE) | 329 | 151 |
Total Interest Income (TE) | 2,475 | 1,290 |
Total Interest Expense | 157 | 118 |
Net Interest Income (TE) | 2,318 | 1,167 |
Non-Interest Income | 3,469 | 192 |
Adjusted Operating Income (TE) | 5,787 | 1,372 |
Non-interest Expense | 4,619 | 917 |
Provision for Loan & Lease Losses | -444 | 22 |
Pretax Operating Income (TE) | 1,612 | 425 |
Pretax Net Operating Income (TE) | 1,623 | 433 |
Applicable Income Taxes | 77 | 19 |
Net Operating Income | 1,511 | 376 |
Net Income | 1,511 | 378 |
Cash Dividends Declared | — | 225 |
Retained Earnings | 1,511 | 126 |