Net Income Analysis ( % relative to Total Revenue )
Income Statement Amerasia Bank All Insured Commercial Banks in New York
Interest and Fees on Loans 24,543 41,190
Income from Lease Financing Receivables — 11
— 99
Estimated Tax Benefit from Tax-Exempt Loan Income — 52
Income on Loans and Leases (TE) 24,543 41,538
Investment Interest Income (TE) 36 6,772
Total Interest Income (TE) 24,814 51,262
Total Interest Expense 3,131 6,465
Net Interest Income (TE) 21,683 44,373
Non-Interest Income 618 11,435
Adjusted Operating Income (TE) 22,301 60,531
Non-interest Expense 9,473 38,074
Provision for Loan & Lease Losses 623 2,203
Pretax Operating Income (TE) 12,205 19,351
Pretax Net Operating Income (TE) 12,205 20,027
Applicable Income Taxes 4,957 5,930
Net Operating Income 7,248 13,255
Net Income 7,248 13,254
Cash Dividends Declared 1,572 2,280
Retained Earnings 5,676 7,706