Alpha Community Bank
Toluca, IL — Domestic Branch of a Domestic Bank
Acquired Sep 2008
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Alpha Community Bank | All Insured Commercial Banks in Illinois |
Interest and Fees on Loans | 3,395 | 4,446 |
Income from Lease Financing Receivables | — | 486 |
21 | 64 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 11 | 31 |
Income on Loans and Leases (TE) | 3,406 | 4,502 |
Investment Interest Income (TE) | 1,368 | 1,045 |
Total Interest Income (TE) | 4,943 | 5,604 |
Total Interest Expense | 2,395 | 2,515 |
Net Interest Income (TE) | 2,548 | 3,102 |
Non-Interest Income | 457 | 685 |
Adjusted Operating Income (TE) | 3,005 | 3,811 |
Non-interest Expense | 2,195 | 2,466 |
Provision for Loan & Lease Losses | 425 | 2,001 |
Pretax Operating Income (TE) | 385 | 4,018 |
Pretax Net Operating Income (TE) | 805 | 4,052 |
Applicable Income Taxes | — | 1,611 |
Net Operating Income | 782 | 2,720 |
Net Income | 782 | 2,720 |
Cash Dividends Declared | — | 1,339 |
Retained Earnings | 782 | 2,319 |