Net Income Analysis ( % relative to Total Revenue )
Income Statement Alliance Banking Company All Insured Commercial Banks in Kentucky
Interest and Fees on Loans 1,994 8,362
Income from Lease Financing Receivables — 1
— 44
Estimated Tax Benefit from Tax-Exempt Loan Income — 22
Income on Loans and Leases (TE) 1,994 8,395
Investment Interest Income (TE) 19 1,628
Total Interest Income (TE) 2,065 10,187
Total Interest Expense 373 1,102
Net Interest Income (TE) 1,692 9,051
Non-Interest Income 120 2,061
Adjusted Operating Income (TE) 1,812 11,204
Non-interest Expense 2,301 7,910
Provision for Loan & Lease Losses 269 207
Pretax Operating Income (TE) -758 3,059
Pretax Net Operating Income (TE) -758 3,126
Applicable Income Taxes — 400
Net Operating Income -758 2,423
Net Income -758 2,423
Cash Dividends Declared — 1,528
Retained Earnings -758 1,083