Net Income Analysis ( % relative to Total Revenue )
Income Statement Alliance Bank All Insured Commercial Banks in Wisconsin
Interest and Fees on Loans 5,380 8,778
Income from Lease Financing Receivables — 1
12 81
Estimated Tax Benefit from Tax-Exempt Loan Income 5 41
Income on Loans and Leases (TE) 5,385 8,830
Investment Interest Income (TE) 764 1,225
Total Interest Income (TE) 6,272 10,297
Total Interest Expense 816 1,031
Net Interest Income (TE) 5,456 9,193
Non-Interest Income 796 1,813
Adjusted Operating Income (TE) 6,252 11,079
Non-interest Expense 4,523 6,946
Provision for Loan & Lease Losses 81 167
Pretax Operating Income (TE) 1,648 3,889
Pretax Net Operating Income (TE) 1,658 3,922
Applicable Income Taxes — 705
Net Operating Income 1,574 3,014
Net Income 1,574 3,013
Cash Dividends Declared 970 1,435
Retained Earnings 604 1,350