Net Income Analysis ( % relative to Total Revenue )
Income Statement Alamo Bank Of Texas All Insured Commercial Banks in Texas
Interest and Fees on Loans 1,697 1,617
Income from Lease Financing Receivables — 433
7 45
Estimated Tax Benefit from Tax-Exempt Loan Income 2 22
Income on Loans and Leases (TE) 1,699 1,628
Investment Interest Income (TE) 212 554
Total Interest Income (TE) 1,989 2,187
Total Interest Expense 637 711
Net Interest Income (TE) 1,352 1,485
Non-Interest Income 235 364
Adjusted Operating Income (TE) 1,587 1,870
Non-interest Expense 946 1,184
Provision for Loan & Lease Losses 140 174
Pretax Operating Income (TE) 501 1,345
Pretax Net Operating Income (TE) 500 1,342
Applicable Income Taxes 166 570
Net Operating Income 327 991
Net Income 327 979
Cash Dividends Declared — 919
Retained Earnings 327 691