Vitals
  • Total Assets
    81.2M 0.3 %
  • Total Deposits
    71.6M 0.6 %
  • Total Net Loans
    39.5M -15.0 %
  • Net Income
    1.3M 36.8 %
  • Book Value
    9.2M 3.2 %
  • Book Value x2
    18.4M 3.2 %
  • Book Value x3
    27.5M 3.2 %
ROAA

2.125

ROAE

19.162

Efficiency Ratio

52.533

Net Interest Margin

4.108

Balance Sheet Highlights
Financial Highlights Adel Banking Company All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 81,204 183,141
Total Net Loans 39,501 138,710
Total Deposits 71,635 151,728
Total Equity 9,180 17,456
Profitability
Net Income 1,289 8,397
Return on Average Assets 2.125 1.428
Return on Average Equity 19.162 14.718
Net Interest Margin 4.108 4.517
Efficiency Ratio 52.533 61.255
Noninterest Income/Revenue 10.049 11.86
Balance Sheet Ratios
Loan-to-Deposit 55.142 86.401
Securities/Assets .181 .204
Total Equity/Total Assets .113 .095
Tangible Equity/Tangible Assets .113 -.919
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 9,213 16,819
Tier 2 Capital 613 1,818
Total Capital 9,826 18,501
Total Risk Weighted Assets 50,258 142,676
Leverage Ratio 11.44 10.158
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 18.33 13.306
Total Capital Ratio 19.55 14.476

Timeline for Adel Banking Company

The Citizens Bank

Adel Banking Company was acquired by The Citizens Bank 18 years

View Profile Oct 05 2005

Nashville Holding Company, The

Nashville Holding Company, The became a new parent organization for Adel Banking Company.

View Profile Oct 08 1985

Adel Banking Company

Adel Banking Company was established 95 years ago and is currently headquartered in Adel, GA.

Mar 01 1929
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Citizens Bank Buyer 252,953 Pooling of Interests Discontinued 10/5/2005
Relationships Role Relationship Start Relationship End
Nashville Holding Company, The Parent 6/19/1991 10/4/2005
Nashville Holding Company, The Parent 10/8/1985 6/18/1991
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