Net Income Analysis ( % relative to Total Revenue )
Income Statement Adams Bank & Trust All Insured Commercial Banks in Nebraska
Interest and Fees on Loans 30,907 5,628
Income from Lease Financing Receivables — 1
262 22
Estimated Tax Benefit from Tax-Exempt Loan Income 141 11
Income on Loans and Leases (TE) 31,048 5,649
Investment Interest Income (TE) 1,821 825
Total Interest Income (TE) 33,064 6,660
Total Interest Expense 3,574 793
Net Interest Income (TE) 29,490 5,813
Non-Interest Income 5,849 986
Adjusted Operating Income (TE) 35,339 6,872
Non-interest Expense 22,234 4,155
Provision for Loan & Lease Losses 940 208
Pretax Operating Income (TE) 12,165 2,412
Pretax Net Operating Income (TE) 12,170 2,466
Applicable Income Taxes 3,253 297
Net Operating Income 8,184 1,910
Net Income 8,184 1,911
Cash Dividends Declared 5,000 887
Retained Earnings 3,184 1,015