Net Income Analysis ( % relative to Total Revenue )
Income Statement Abington Bank All Insured Commercial Banks in Massachusetts
Interest and Fees on Loans 4,706 34,650
Income from Lease Financing Receivables — 0
— 299
Estimated Tax Benefit from Tax-Exempt Loan Income — 159
Income on Loans and Leases (TE) 4,706 35,259
Investment Interest Income (TE) 305 3,997
Total Interest Income (TE) 5,129 39,846
Total Interest Expense 681 4,360
Net Interest Income (TE) 4,448 35,029
Non-Interest Income 516 8,220
Adjusted Operating Income (TE) 4,964 43,184
Non-interest Expense 3,891 28,480
Provision for Loan & Lease Losses 15 964
Pretax Operating Income (TE) 1,058 13,638
Pretax Net Operating Income (TE) 1,054 13,750
Applicable Income Taxes 368 3,897
Net Operating Income 686 8,937
Net Income 686 8,869
Cash Dividends Declared — 3,144
Retained Earnings 686 5,501