Ab&T National Bank
Albany, GA — National Bank
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Net Interest Margin Over Time
| Net Interest Margin | Ab&T National Bank | All Insured Commercial Banks in Georgia |
| 12-31-2016 | 3.979 | 4.031 |
| 09-30-2016 | 3.983 | 4.028 |
| 06-30-2016 | 3.959 | 4.008 |
| 03-31-2016 | 3.963 | 4.018 |
| 12-31-2015 | 3.869 | 4.023 |
| 09-30-2015 | 3.854 | 3.993 |
| 06-30-2015 | 3.837 | 3.947 |
| 03-31-2015 | 3.642 | 3.907 |
| 12-31-2014 | 3.768 | 3.965 |
| 09-30-2014 | 3.767 | 3.953 |
| 06-30-2014 | 3.743 | 3.912 |
| 03-31-2014 | 3.714 | 3.851 |
| 12-31-2013 | 3.787 | 3.871 |
| 09-30-2013 | 3.676 | 3.845 |
| 06-30-2013 | 3.631 | 3.809 |
| 03-31-2013 | 3.638 | 3.753 |
| 12-31-2012 | 3.718 | 3.876 |
| 09-30-2012 | 3.543 | 3.863 |
| 06-30-2012 | 3.444 | 3.832 |
| 03-31-2012 | 3.479 | 3.802 |
| 12-31-2011 | 3.706 | 3.778 |
| 09-30-2011 | 3.69 | 3.736 |
| 06-30-2011 | 3.705 | 3.654 |
| 03-31-2011 | 3.703 | 3.548 |
| 12-31-2010 | 3.542 | 3.49 |
| 09-30-2010 | 3.535 | 3.452 |
| 06-30-2010 | 3.461 | 3.398 |
| 03-31-2010 | 3.326 | 3.366 |
| 12-31-2009 | 2.734 | 3.225 |
| 09-30-2009 | 2.63 | 3.188 |
| 06-30-2009 | 2.634 | 3.141 |
| 03-31-2009 | 2.654 | 3.091 |
| 12-31-2008 | 2.449 | 3.451 |
| 09-30-2008 | 2.394 | 3.539 |
| 06-30-2008 | 2.407 | 3.593 |
| 03-31-2008 | 2.517 | 3.695 |
| 12-31-2007 | 3.111 | 4.299 |
| 09-30-2007 | 3.288 | 4.362 |
| 06-30-2007 | 3.513 | 4.402 |
| 03-31-2007 | 3.611 | 4.392 |
| 12-31-2006 | 3.603 | 4.682 |
| 09-30-2006 | 3.618 | 4.707 |
| 06-30-2006 | 3.59 | 4.695 |
| 03-31-2006 | 3.48 | 4.589 |
| 12-31-2005 | 3.687 | 4.561 |
| 09-30-2005 | 3.764 | 4.517 |
| 06-30-2005 | 3.867 | 4.464 |
| 03-31-2005 | 3.938 | 4.388 |
| 12-31-2004 | 3.988 | 4.386 |
| 09-30-2004 | 3.921 | 4.37 |
| 06-30-2004 | 3.933 | 4.329 |
| 03-31-2004 | 4.161 | 4.334 |
| 12-31-2003 | 3.826 | 4.329 |
| 09-30-2003 | 3.769 | 4.316 |
| 06-30-2003 | 3.778 | 4.278 |
| 03-31-2003 | 3.743 | 4.252 |
| 12-31-2002 | 3.979 | 4.478 |