Net Income Analysis ( % relative to Total Revenue )
Income Statement 5Star Bank All Insured Commercial Banks in Colorado
Interest and Fees on Loans 7,148 12,058
Income from Lease Financing Receivables 159 15
— 86
Estimated Tax Benefit from Tax-Exempt Loan Income — 44
Income on Loans and Leases (TE) 7,307 12,124
Investment Interest Income (TE) 65 1,943
Total Interest Income (TE) 7,447 14,428
Total Interest Expense 615 901
Net Interest Income (TE) 6,832 13,487
Non-Interest Income 594 4,327
Adjusted Operating Income (TE) 7,426 18,392
Non-interest Expense 4,548 12,555
Provision for Loan & Lease Losses 752 237
Pretax Operating Income (TE) 2,126 5,288
Pretax Net Operating Income (TE) 2,126 5,374
Applicable Income Taxes 791 823
Net Operating Income 1,326 4,034
Net Income 1,326 4,034
Cash Dividends Declared — 1,590
Retained Earnings 1,326 2,176