1St Pacific Bank Of California
San Diego, CA — State Member Bank
Acquired May 2010
Net Income Analysis
( % relative to Total Revenue )
Income Statement | 1St Pacific Bank Of California | All Insured Commercial Banks in California |
Interest and Fees on Loans | 4,343 | 5,734 |
Income from Lease Financing Receivables | — | 2,569 |
— | 762 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 525 |
Income on Loans and Leases (TE) | 4,343 | 5,767 |
Investment Interest Income (TE) | 188 | 2,482 |
Total Interest Income (TE) | 4,561 | 5,689 |
Total Interest Expense | 1,254 | 1,104 |
Net Interest Income (TE) | 3,307 | 4,466 |
Non-Interest Income | 181 | 652 |
Adjusted Operating Income (TE) | 3,488 | 5,589 |
Non-interest Expense | 3,729 | 3,667 |
Provision for Loan & Lease Losses | 100 | 6,625 |
Pretax Operating Income (TE) | -341 | 298 |
Pretax Net Operating Income (TE) | -163 | 373 |
Applicable Income Taxes | — | 1,118 |
Net Operating Income | -163 | 205 |
Net Income | -163 | 201 |
Cash Dividends Declared | — | 2,458 |
Retained Earnings | -163 | 76 |