1St National Community Bank
East Liverpool, OH — National Bank
Acquired Oct 2015
Net Income Analysis
( % relative to Total Revenue )
Income Statement | 1St National Community Bank | All Insured Commercial Banks in Ohio |
Interest and Fees on Loans | 2,549 | 10,325 |
Income from Lease Financing Receivables | — | 25 |
85 | 69 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 44 | 35 |
Income on Loans and Leases (TE) | 2,593 | 10,386 |
Investment Interest Income (TE) | 1,055 | 1,862 |
Total Interest Income (TE) | 3,688 | 12,401 |
Total Interest Expense | 199 | 1,248 |
Net Interest Income (TE) | 3,489 | 11,154 |
Non-Interest Income | 1,059 | 3,182 |
Adjusted Operating Income (TE) | 4,548 | 14,324 |
Non-interest Expense | 3,469 | 9,257 |
Provision for Loan & Lease Losses | 45 | 419 |
Pretax Operating Income (TE) | 1,034 | 4,675 |
Pretax Net Operating Income (TE) | 1,038 | 4,748 |
Applicable Income Taxes | 91 | 1,198 |
Net Operating Income | 704 | 3,375 |
Net Income | 704 | 3,375 |
Cash Dividends Declared | 190 | 1,681 |
Retained Earnings | 514 | 1,339 |