Net Income Analysis ( % relative to Total Revenue )
Income Statement 1St Bank Yuma All Insured Commercial Banks in Arizona
Interest and Fees on Loans 11,354 47,461
Income from Lease Financing Receivables — 312
127 2,043
Estimated Tax Benefit from Tax-Exempt Loan Income 65 1,098
Income on Loans and Leases (TE) 11,419 48,872
Investment Interest Income (TE) 678 5,018
Total Interest Income (TE) 12,501 54,451
Total Interest Expense 413 2,892
Net Interest Income (TE) 12,088 51,559
Non-Interest Income 1,968 9,875
Adjusted Operating Income (TE) 14,056 61,434
Non-interest Expense 9,674 32,874
Provision for Loan & Lease Losses 200 801
Pretax Operating Income (TE) 4,182 27,759
Pretax Net Operating Income (TE) 4,265 27,886
Applicable Income Taxes 1,243 7,553
Net Operating Income 2,807 18,705
Net Income 2,807 18,705
Cash Dividends Declared — 581
Retained Earnings 2,807 18,123