Zb, National Association
Salt Lake City, UT — National Bank
Active
Net Interest Margin Over Time
| Net Interest Margin | Zb, National Association | All Insured Commercial Banks in Utah |
| 12-31-2016 | 3.444 | 5.332 |
| 09-30-2016 | 3.445 | 5.189 |
| 06-30-2016 | 3.448 | 5.159 |
| 03-31-2016 | 3.437 | 5.018 |
| 12-31-2015 | 3.242 | 5.096 |
| 09-30-2015 | 3.25 | 5.119 |
| 06-30-2015 | 3.206 | 4.957 |
| 03-31-2015 | 3.192 | 4.906 |
| 12-31-2014 | 3.371 | 5.032 |
| 09-30-2014 | 3.382 | 5.005 |
| 06-30-2014 | 3.368 | 4.933 |
| 03-31-2014 | 3.271 | 4.822 |
| 12-31-2013 | 3.516 | 4.957 |
| 09-30-2013 | 3.56 | 4.868 |
| 06-30-2013 | 3.683 | 4.851 |
| 03-31-2013 | 3.743 | 4.872 |
| 12-31-2012 | 3.981 | 5.133 |
| 09-30-2012 | 4.034 | 5.192 |
| 06-30-2012 | 4.078 | 5.251 |
| 03-31-2012 | 4.117 | 5.19 |
| 12-31-2011 | 4.453 | 5.128 |
| 09-30-2011 | 4.5 | 4.938 |
| 06-30-2011 | 4.497 | 4.911 |
| 03-31-2011 | 4.468 | 4.843 |
| 12-31-2010 | 4.149 | 4.97 |
| 09-30-2010 | 4.092 | 4.966 |
| 06-30-2010 | 4.069 | 4.932 |
| 03-31-2010 | 3.982 | 4.957 |
| 12-31-2009 | 3.483 | 4.25 |
| 09-30-2009 | 3.433 | 4.214 |
| 06-30-2009 | 3.269 | 4.092 |
| 03-31-2009 | 3.072 | 4.223 |
| 12-31-2008 | 3.68 | 4.587 |
| 09-30-2008 | 3.787 | 4.516 |
| 06-30-2008 | 3.823 | 4.746 |
| 03-31-2008 | 3.818 | 4.945 |
| 12-31-2007 | 3.777 | 5.477 |
| 09-30-2007 | 3.749 | 5.629 |
| 06-30-2007 | 3.711 | 5.654 |
| 03-31-2007 | 3.635 | 5.727 |
| 12-31-2006 | 3.726 | 5.661 |
| 09-30-2006 | 3.681 | 5.762 |
| 06-30-2006 | 3.604 | 5.938 |
| 03-31-2006 | 3.615 | 6.1 |
| 12-31-2005 | 3.526 | 5.73 |
| 09-30-2005 | 3.516 | 6.084 |
| 06-30-2005 | 3.487 | 5.368 |
| 03-31-2005 | 3.383 | 5.288 |
| 12-31-2004 | 3.229 | 5.488 |
| 09-30-2004 | 3.17 | 5.526 |
| 06-30-2004 | 3.189 | 5.702 |
| 03-31-2004 | 3.21 | 5.723 |
| 12-31-2003 | 3.429 | 5.891 |
| 09-30-2003 | 3.454 | 6.1 |
| 06-30-2003 | 3.452 | 6.305 |
| 03-31-2003 | 3.443 | 6.299 |
| 12-31-2002 | 3.62 | 6.446 |