Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio Woronoco Savings Bank All Insured Savings Banks in Massachusetts
03-31-2005 12.71 17.183
12-31-2004 12.28 16.996
09-30-2004 12.3 16.992
06-30-2004 12.48 16.892
03-31-2004 12.81 16.952
12-31-2003 12.86 16.992
09-30-2003 12.4 16.746
06-30-2003 12.13 16.65
03-31-2003 13.81 16.516
12-31-2002 13.44 16.497