Efficiency Ratio Over Time
Efficiency Ratio Westernbank Puerto Rico
03-31-2010 102.823
12-31-2009 207.446
09-30-2009 114.735
06-30-2009 131.007
03-31-2009 115.099
12-31-2008 93.848
09-30-2008 78.894
06-30-2008 74.746
03-31-2008 82.275
12-31-2007 48.75
09-30-2007 44.546
06-30-2007 39.932
03-31-2007 38.631
12-31-2006 35.054
09-30-2006 35.148
06-30-2006 34.988
03-31-2006 33.701
12-31-2005 30.299
09-30-2005 28.892
06-30-2005 27.073
03-31-2005 28.69
12-31-2004 29.716
09-30-2004 29.607
06-30-2004 29.711
03-31-2004 29.362
12-31-2003 30.888
09-30-2003 31.411
06-30-2003 31.677
03-31-2003 32.982
12-31-2002 38.868