Efficiency Ratio Over Time
Efficiency Ratio Western State Bank All Insured Commercial Banks in North Dakota
12-31-2016 53.567 62.572
09-30-2016 52.412 60.614
06-30-2016 51.619 61.362
03-31-2016 55.684 61.642
12-31-2015 54.743 61.49
09-30-2015 54.756 60.55
06-30-2015 55.055 60.898
03-31-2015 54.647 61.32
12-31-2014 53.678 62.719
09-30-2014 53.515 60.821
06-30-2014 54.794 62.229
03-31-2014 56.118 62.608
12-31-2013 52.101 63.49
09-30-2013 50.377 61.19
06-30-2013 52.426 62.097
03-31-2013 56.81 62.579
12-31-2012 55.647 61.774
09-30-2012 53.562 60.028
06-30-2012 55.091 61.095
03-31-2012 57.389 62.166
12-31-2011 60.805 64.152
09-30-2011 60.993 63.087
06-30-2011 62.395 65.158
03-31-2011 62.28 65.856
12-31-2010 60.836 65.909
09-30-2010 65.266 64.318
06-30-2010 66.204 64.919
03-31-2010 68.737 65.712
12-31-2009 79.977 68.096
09-30-2009 82.336 65.599
06-30-2009 81.134 66.129
03-31-2009 76.113 64.588
12-31-2008 74.185 64.809
09-30-2008 75.171 63.307
06-30-2008 78.78 64.303
03-31-2008 77.46 64.307
12-31-2007 58.417 64.597
09-30-2007 62.387 61.739
06-30-2007 63.197 62.317
03-31-2007 65.08 63.011
12-31-2006 63.873 62.734
09-30-2006 62.05 60.219
06-30-2006 62.032 60.601
03-31-2006 62.599 61.186
12-31-2005 60.135 61.995
09-30-2005 58.902 59.492
06-30-2005 60.512 60.209
03-31-2005 61.586 61.251
12-31-2004 61.705 62.918
09-30-2004 61.539 60.195
06-30-2004 62.248 61.039
03-31-2004 62.121 62.132
12-31-2003 59.762 63.617
09-30-2003 60.552 61.234
06-30-2003 59.897 61.536
03-31-2003 59.728 62.56
12-31-2002 56.277 62.331