Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio Western National Bank All Insured Commercial Banks in Texas
12-31-2005 25.93 16.861
09-30-2005 25.35 17.138
06-30-2005 24.58 17.245
03-31-2005 23.89 17.369
12-31-2004 23.34 17.12
09-30-2004 22.09 17.344
06-30-2004 20.52 17.209
03-31-2004 19.79 17.325
12-31-2003 17.99 17.049
09-30-2003 19.32 17.144
06-30-2003 18.28 16.9
03-31-2003 15.76 16.919
12-31-2002 16.35 16.71