Efficiency Ratio Over Time
Efficiency Ratio West Michigan Community Bank All Insured Commercial Banks in Michigan
12-31-2016 75.501 71.925
09-30-2016 76.446 72.284
06-30-2016 78.58 72.703
03-31-2016 81.815 74.111
12-31-2015 81.887 73.902
09-30-2015 81.806 72.796
06-30-2015 81.04 73.108
03-31-2015 81.806 74.364
12-31-2014 89.297 75.309
09-30-2014 89.745 75.334
06-30-2014 88.809 75.605
03-31-2014 84.182 76.846
12-31-2013 104.845 74.841
09-30-2013 102.272 73.806
06-30-2013 105.326 73.811
03-31-2013 105.079 73.988
12-31-2012 115.972 71.723
09-30-2012 111.548 71.614
06-30-2012 118.055 71.839
03-31-2012 116.035 72.697
12-31-2011 86.483 73.486
09-30-2011 75.608 73.637
06-30-2011 64.929 74.221
03-31-2011 84.759 75.166
12-31-2010 90.357 74.379
09-30-2010 93.733 74.86
06-30-2010 93.303 75.739
03-31-2010 100.546 76.883
12-31-2009 98.638 82.058
09-30-2009 99.305 81.121
06-30-2009 103.176 82.109
03-31-2009 86.115 80.184
12-31-2008 202.177 80.181
09-30-2008 80.674 75.465
06-30-2008 84.884 75.619
03-31-2008 87.875 76.097
12-31-2007 86.446 72.221
09-30-2007 82.875 70.635
06-30-2007 83.99 69.92
03-31-2007 85.031 70.315
12-31-2006 69.496 66.877
09-30-2006 69.483 65.716
06-30-2006 69.868 66.171
03-31-2006 69.864 66.982
12-31-2005 72.12 64.078
09-30-2005 73.869 64.016
06-30-2005 76.038 63.808
03-31-2005 78.281 64.541
12-31-2004 81.581 64.329
09-30-2004 84.587 64.747
06-30-2004 87.342 65.538
03-31-2004 85.583 66.274
12-31-2003 86.523 63.66
09-30-2003 83.978 62.955
06-30-2003 83.987 63.034
03-31-2003 86.318 63.233
12-31-2002 77.437 62.526