West Central Bank
Ashland, IL — Non-member Bank
Active
Net Interest Margin Over Time
| Net Interest Margin | West Central Bank | All Insured Commercial Banks in Illinois |
| 12-31-2016 | 3.727 | 3.499 |
| 09-30-2016 | 3.708 | 3.502 |
| 06-30-2016 | 3.64 | 3.495 |
| 03-31-2016 | 3.606 | 3.487 |
| 12-31-2015 | 3.664 | 3.487 |
| 09-30-2015 | 3.674 | 3.478 |
| 06-30-2015 | 3.66 | 3.453 |
| 03-31-2015 | 3.647 | 3.418 |
| 12-31-2014 | 3.588 | 3.485 |
| 09-30-2014 | 3.51 | 3.46 |
| 06-30-2014 | 3.482 | 3.443 |
| 03-31-2014 | 3.532 | 3.416 |
| 12-31-2013 | 3.824 | 3.428 |
| 09-30-2013 | 3.843 | 3.4 |
| 06-30-2013 | 3.822 | 3.374 |
| 03-31-2013 | 3.74 | 3.361 |
| 12-31-2012 | 3.893 | 3.573 |
| 09-30-2012 | 3.916 | 3.585 |
| 06-30-2012 | 3.912 | 3.59 |
| 03-31-2012 | 4.004 | 3.604 |
| 12-31-2011 | 3.972 | 3.692 |
| 09-30-2011 | 3.933 | 3.686 |
| 06-30-2011 | 3.837 | 3.652 |
| 03-31-2011 | 3.638 | 3.614 |
| 12-31-2010 | 3.656 | 3.707 |
| 09-30-2010 | 3.581 | 3.712 |
| 06-30-2010 | 3.459 | 3.694 |
| 03-31-2010 | 3.351 | 3.664 |
| 12-31-2009 | 3.272 | 3.579 |
| 09-30-2009 | 3.375 | 3.56 |
| 06-30-2009 | 3.265 | 3.538 |
| 03-31-2009 | 3.119 | 3.54 |
| 12-31-2008 | 3.411 | 3.56 |
| 09-30-2008 | 3.493 | 3.558 |
| 06-30-2008 | 3.573 | 3.533 |
| 03-31-2008 | 3.588 | 3.519 |
| 12-31-2007 | 3.789 | 3.667 |
| 09-30-2007 | 3.75 | 3.677 |
| 06-30-2007 | 3.713 | 3.662 |
| 03-31-2007 | 3.724 | 3.626 |
| 12-31-2006 | 3.727 | 3.765 |
| 09-30-2006 | 3.743 | 3.793 |
| 06-30-2006 | 3.847 | 3.805 |
| 03-31-2006 | 3.962 | 3.781 |
| 12-31-2005 | 3.686 | 3.876 |
| 09-30-2005 | 3.714 | 3.884 |
| 06-30-2005 | 3.625 | 3.873 |
| 03-31-2005 | 3.788 | 3.831 |
| 12-31-2004 | 3.938 | 3.852 |
| 09-30-2004 | 4 | 3.831 |
| 06-30-2004 | 4.009 | 3.815 |
| 03-31-2004 | 4.005 | 3.814 |
| 12-31-2003 | 4.123 | 3.819 |
| 09-30-2003 | 4.166 | 3.828 |
| 06-30-2003 | 4.139 | 3.842 |
| 03-31-2003 | 4.199 | 3.863 |
| 12-31-2002 | 4.246 | 3.995 |