Efficiency Ratio Over Time
Efficiency Ratio Watertown Savings Bank All Insured Commercial Banks in Massachusetts
12-31-2016 85.285 73.516
09-30-2016 83.38 73.594
06-30-2016 82.235 74.307
03-31-2016 80.756 75.078
12-31-2015 81.684 74.998
09-30-2015 81.457 75.753
06-30-2015 81.341 76.75
03-31-2015 82.094 78.252
12-31-2014 77.723 76.06
09-30-2014 76.727 75.681
06-30-2014 75.692 76.531
03-31-2014 75.299 77.665
12-31-2013 82.833 75.774
09-30-2013 82.446 75.706
06-30-2013 83.423 76.101
03-31-2013 83.819 76.778
12-31-2012 74.514 71.84
09-30-2012 71.48 71.659
06-30-2012 69.799 71.869
03-31-2012 68.071 73.809
12-31-2011 62.794 72.487
09-30-2011 60.391 73.113
06-30-2011 60.476 73.479
03-31-2011 60.809 74.927
12-31-2010 59.935 76.582
09-30-2010 57.244 76.506
06-30-2010 56.726 78.211
03-31-2010 55.746 78.554
12-31-2009 61.54 84.097
09-30-2009 61.606 87.855
06-30-2009 63.768 79.367
03-31-2009 66.344 77.744
12-31-2008 71.538 80.145
09-30-2008 71.086 78.798
06-30-2008 74.868 79.757
03-31-2008 76.334 76.94
12-31-2007 80.179 75.538
09-30-2007 79.093 75.338
06-30-2007 80.052 75.182
03-31-2007 80.184 74.082
12-31-2006 80.444 72.67
09-30-2006 79.593 72.413
06-30-2006 80.769 72.03
03-31-2006 77.12 71.404
12-31-2005 72.878 70.348
09-30-2005 71.249 70.787
06-30-2005 69.08 71.711
03-31-2005 67.054 72.599
12-31-2004 68.51 70.506
09-30-2004 67.396 69.756
06-30-2004 67.331 72.17
03-31-2004 68.384 72.018
12-31-2003 63.86 72.318
09-30-2003 63.937 71.683
06-30-2003 63.487 72.003
03-31-2003 61.41 72.088
12-31-2002 58.08 72.112