Efficiency Ratio Over Time
Efficiency Ratio Wainwright Bank & Trust Company All Insured Commercial Banks in Massachusetts
12-31-2010 71.744 76.582
09-30-2010 72.298 76.506
06-30-2010 71.739 78.211
03-31-2010 70.821 78.554
12-31-2009 74.979 84.097
09-30-2009 74.456 87.855
06-30-2009 76.121 79.367
03-31-2009 76.098 77.744
12-31-2008 76.859 80.145
09-30-2008 75.665 78.798
06-30-2008 75.484 79.757
03-31-2008 78.338 76.94
12-31-2007 73.041 75.538
09-30-2007 71.009 75.338
06-30-2007 69.148 75.182
03-31-2007 67.168 74.082
12-31-2006 68.415 72.67
09-30-2006 68.368 72.413
06-30-2006 70.286 72.03
03-31-2006 70.428 71.404
12-31-2005 69.507 70.348
09-30-2005 67.351 70.787
06-30-2005 67.717 71.711
03-31-2005 70.823 72.599
12-31-2004 68.916 70.506
09-30-2004 67.59 69.756
06-30-2004 69.141 72.17
03-31-2004 72.563 72.018
12-31-2003 74.867 72.318
09-30-2003 74.328 71.683
06-30-2003 72.573 72.003
03-31-2003 73.309 72.088
12-31-2002 76.983 72.112