Volunteer Federal Savings Bank
Madisonville, TN — State Savings Bank
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Net Interest Margin Over Time
| Net Interest Margin | Volunteer Federal Savings Bank | All Insured Savings Banks in Tennessee |
| 12-31-2016 | 3.764 | 3.241 |
| 09-30-2016 | 3.754 | 3.225 |
| 06-30-2016 | 3.725 | 3.331 |
| 03-31-2016 | 3.721 | 3.356 |
| 12-31-2015 | 3.677 | 3.423 |
| 09-30-2015 | 3.758 | 3.414 |
| 06-30-2015 | 3.821 | 3.511 |
| 03-31-2015 | 3.796 | 3.51 |
| 12-31-2014 | 3.784 | 3.524 |
| 09-30-2014 | 3.757 | 3.519 |
| 06-30-2014 | 3.772 | 3.504 |
| 03-31-2014 | 3.768 | 3.524 |
| 12-31-2013 | 3.793 | 3.667 |
| 09-30-2013 | 3.743 | 3.689 |
| 06-30-2013 | 3.773 | 3.708 |
| 03-31-2013 | 3.879 | 3.727 |
| 12-31-2012 | 3.798 | 3.867 |
| 09-30-2012 | 3.793 | 3.833 |
| 06-30-2012 | 3.825 | 3.859 |
| 03-31-2012 | 3.908 | 3.838 |