Efficiency Ratio Over Time
Efficiency Ratio Vergas State Bank All Insured Commercial Banks in Minnesota
12-31-2016 73.719 68.21
09-30-2016 73.164 67.82
06-30-2016 73.316 68.266
03-31-2016 70.949 68.539
12-31-2015 70.846 69.087
09-30-2015 68.232 68.091
06-30-2015 68.723 68.731
03-31-2015 72.858 69.546
12-31-2014 70.515 70.192
09-30-2014 66.973 69.414
06-30-2014 66.876 70.483
03-31-2014 66.879 71.207
12-31-2013 66.827 71.481
09-30-2013 65.066 70.407
06-30-2013 64.236 71.234
03-31-2013 63.305 71.404
12-31-2012 67.696 72.052
09-30-2012 66.729 70.937
06-30-2012 66.231 71.427
03-31-2012 69.68 71.189
12-31-2011 65.095 73.09
09-30-2011 62.8 71.985
06-30-2011 63.071 73.14
03-31-2011 62.009 73.338
12-31-2010 68.281 74.588
09-30-2010 67.238 72.773
06-30-2010 71.354 73.112
03-31-2010 70.12 73.078
12-31-2009 68.412 74.829
09-30-2009 65.186 73.299
06-30-2009 65.597 73.728
03-31-2009 67.222 72.218
12-31-2008 69.03 70.751
09-30-2008 66.936 69.076
06-30-2008 70.418 68.994
03-31-2008 72.921 69.012
12-31-2007 69.244 67.104
09-30-2007 71.46 65.982
06-30-2007 70.487 66.544
03-31-2007 67.065 66.538
12-31-2006 64.335 64.583
09-30-2006 60.883 63.158
06-30-2006 61.009 63.582
03-31-2006 55.049 64.084
12-31-2005 58.544 63.714
09-30-2005 51.7 62.201
06-30-2005 51.089 62.651
03-31-2005 48.494 62.926
12-31-2004 57.355 63.335
09-30-2004 47.375 61.98
06-30-2004 48.406 62.61
03-31-2004 47.318 63.48
12-31-2003 54.501 63.289
09-30-2003 50.182 61.468
06-30-2003 49.962 61.298
03-31-2003 49.294 62.209
12-31-2002 51.955 61.807