Efficiency Ratio Over Time
Efficiency Ratio Vanguard Bank & Trust Company All Insured Commercial Banks in Florida
09-30-2008 82.908 99.7
06-30-2008 79.696 97.665
03-31-2008 58.574 96.573
12-31-2007 43.179 89.035
09-30-2007 40.733 83.443
06-30-2007 40.406 79.425
03-31-2007 40.683 76.61
12-31-2006 34.317 74.435
09-30-2006 33.052 70.062
06-30-2006 33.039 68.269
03-31-2006 33.379 68.681
12-31-2005 32.96 70.265
09-30-2005 32.372 70.33
06-30-2005 33.785 68.755
03-31-2005 35.263 69.25
12-31-2004 41.611 72.022
09-30-2004 42.058 70.445
06-30-2004 43.547 71.231
03-31-2004 45.326 71.697
12-31-2003 46.305 73.427
09-30-2003 46.565 72.963
06-30-2003 46.694 72.602
03-31-2003 47.401 73.441
12-31-2002 48.179 73.418