Vanguard Bank & Trust Company
Valparaiso, FL — Domestic Branch of a Domestic Bank
Acquired Dec 2008
Estimated Tax Benefit from Tax-Exempt Loan Income Over Time
| Estimated Tax Benefit from Tax-Exempt Loan Income | Vanguard Bank & Trust Company | All Insured Commercial Banks in Florida |
| 09-30-2008 | 74,467 | |
| 06-30-2008 | 47,882 | |
| 03-31-2008 | 24,773 | |
| 12-31-2007 | 38,000 | 90,393 |
| 09-30-2007 | 30,000 | 61,000 |
| 06-30-2007 | 21,000 | 45,314 |
| 03-31-2007 | 9,000 | 25,344 |
| 12-31-2006 | 45,000 | 80,656 |
| 09-30-2006 | 34,000 | 55,917 |
| 06-30-2006 | 23,000 | 37,343 |
| 03-31-2006 | 11,000 | 20,455 |
| 12-31-2005 | 51,000 | 70,194 |
| 09-30-2005 | 38,000 | 51,056 |
| 06-30-2005 | 25,000 | 31,889 |
| 03-31-2005 | 12,000 | 15,622 |
| 12-31-2004 | 50,000 | 95,744 |
| 09-30-2004 | 39,000 | 72,974 |
| 06-30-2004 | 26,000 | 45,368 |
| 03-31-2004 | 13,000 | 23,919 |
| 12-31-2003 | 10,000 | 77,429 |
| 09-30-2003 | 2,000 | 58,756 |
| 06-30-2003 | 1,000 | 42,649 |
| 03-31-2003 | 1,000 | 21,026 |
| 12-31-2002 | 2,000 | 73,268 |