Vanguard Bank & Trust Company
Valparaiso, FL — Domestic Branch of a Domestic Bank
Acquired Dec 2008
Provision for Loan & Lease Losses Over Time
| Provision for Loan & Lease Losses | Vanguard Bank & Trust Company | All Insured Commercial Banks in Florida |
| 09-30-2008 | 20,449,000 | 3,315,208 |
| 06-30-2008 | 11,326,000 | 2,414,879 |
| 03-31-2008 | 10,000,000 | 981,155 |
| 12-31-2007 | 12,652,000 | 2,686,253 |
| 09-30-2007 | 4,227,000 | 1,304,799 |
| 06-30-2007 | 868,757 | |
| 03-31-2007 | 247,222 | |
| 12-31-2006 | 1,000,000 | 864,467 |
| 09-30-2006 | 1,546,000 | 526,969 |
| 06-30-2006 | 1,240,000 | 373,864 |
| 03-31-2006 | 335,000 | 200,211 |
| 12-31-2005 | 2,425,000 | 744,230 |
| 09-30-2005 | 1,650,000 | 513,915 |
| 06-30-2005 | 1,125,000 | 338,330 |
| 03-31-2005 | 525,000 | 168,675 |
| 12-31-2004 | 1,775,000 | 618,166 |
| 09-30-2004 | 1,400,000 | 441,582 |
| 06-30-2004 | 675,000 | 375,333 |
| 03-31-2004 | 350,000 | 198,769 |
| 12-31-2003 | 860,000 | 854,886 |
| 09-30-2003 | 850,000 | 631,852 |
| 06-30-2003 | 600,000 | 459,471 |
| 03-31-2003 | 300,000 | 229,436 |
| 12-31-2002 | 1,839,000 | 960,446 |