Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio Valley State Bank All Insured Commercial Banks in Iowa
12-31-2006 10.9 14.374
09-30-2006 10.72 14.34
06-30-2006 10.85 14.44
03-31-2006 11.3 14.462
12-31-2005 11.99 14.462
09-30-2005 12.17 14.578
06-30-2005 12 14.766
03-31-2005 11.59 14.802
12-31-2004 12.32 14.738
09-30-2004 12.49 14.96
06-30-2004 12.13 14.988
03-31-2004 12.27 14.938
12-31-2003 12.75 14.733
09-30-2003 13.27 14.791
06-30-2003 13.77 14.719
03-31-2003 13.26 14.647
12-31-2002 13.56 14.522