Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio Valley State Bank All Insured Commercial Banks in Colorado
06-30-2006 12.11 13.702
03-31-2006 16.66 14.154
12-31-2005 15.61 14.159
09-30-2005 15.46 14.193
06-30-2005 15.15 14.442
03-31-2005 16.07 14.382
12-31-2004 15.2 14.527
09-30-2004 15.15 14.61
06-30-2004 14.96 14.778
03-31-2004 14.61 14.968
12-31-2003 14.25 14.926
09-30-2003 13.55 14.752
06-30-2003 12.21 14.633
03-31-2003 11.62 14.673
12-31-2002 11.25 14.485