Efficiency Ratio Over Time
Efficiency Ratio Valley Bank & Trust All Insured Commercial Banks in Iowa
09-30-2011 74.164 60.207
06-30-2011 74.768 61.117
03-31-2011 74.455 61.955
12-31-2010 65.982 61.606
09-30-2010 64.941 60.344
06-30-2010 65.659 60.36
03-31-2010 69.578 61.058
12-31-2009 72.147 63.35
09-30-2009 73.105 62.568
06-30-2009 77.221 63.179
03-31-2009 77.592 61.322
12-31-2008 72.222 61.499
09-30-2008 71.555 60.136
06-30-2008 74.828 61.136
03-31-2008 78.397 61.724
12-31-2007 77.706 62.773
09-30-2007 77.164 61.738
06-30-2007 79.572 62.033
03-31-2007 81.928 63.023
12-31-2006 73.347 62.678
09-30-2006 68.993 61.508
06-30-2006 69.838 61.549
03-31-2006 63.71 62.083
12-31-2005 68.354 61.109
09-30-2005 65.234 59.958
06-30-2005 67.536 59.974
03-31-2005 75.122 60.352
12-31-2004 78.223 60.659
09-30-2004 74.748 59.313
06-30-2004 77.238 59.954
03-31-2004 76.65 60.454
12-31-2003 70 60.721
09-30-2003 68.792 59.436
06-30-2003 66.146 59.565
03-31-2003 63.736 60.143
12-31-2002 62.473 59.278