Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio Valley Bank Dundas All Insured Commercial Banks in Minnesota
03-31-2005 12.61 13.238
12-31-2004 12.52 13.12
09-30-2004 11.93 13.271
06-30-2004 12.17 13.289
03-31-2004 11.44 13.432
12-31-2003 12.67 13.36
09-30-2003 11.83 13.44
06-30-2003 11.9 13.268
03-31-2003 11.77 13.472
12-31-2002 13.04 13.352