Efficiency Ratio Over Time
Efficiency Ratio United States Trust Company , National Association All Insured Commercial Banks in New York
12-31-2007 89.537 77.578
09-30-2007 103.628 71.372
06-30-2007 80.093 70.25
03-31-2007 78.889 71.659
12-31-2006 78.069 72.454
09-30-2006 78.786 69.831
06-30-2006 80.711 70.423
03-31-2006 79.888 74.075
12-31-2005 93.398 68.173
09-30-2005 91.969 65.988
06-30-2005 93.745 66.561
03-31-2005 91.057 66.443
12-31-2004 101.543 66.688
09-30-2004 99.346 66.369
06-30-2004 99.712 67.073
03-31-2004 100.265 67.469
12-31-2003 100.829 66.544
09-30-2003 97.829 66.043
06-30-2003 97.511 65.608
03-31-2003 97.257 66.329
12-31-2002 104.542 68.29