Efficiency Ratio Over Time
Efficiency Ratio United Community Bank All Insured Commercial Banks in North Carolina
12-31-2007 52.25 78.875
09-30-2007 52.195 73.569
06-30-2007 51.39 72.15
03-31-2007 51.169 72.267
12-31-2006 46.815 76.95
09-30-2006 47.6 77.366
06-30-2006 46.721 74.294
03-31-2006 43.363 74.11
12-31-2005 48.67 68.439
09-30-2005 49.317 67.785
06-30-2005 50.245 68.405
03-31-2005 51.059 69.415
12-31-2004 55.654 78.781
09-30-2004 57.328 72.005
06-30-2004 58.455 71.326
03-31-2004 59.363 71.095
12-31-2003 63.44 70.657
09-30-2003 63.974 70.143
06-30-2003 65.421 69.896
03-31-2003 60.483 69.023
12-31-2002 51.429 69.096