United Bank & Trust
Ann Arbor, MI — Domestic Branch of a Domestic Bank
Acquired Aug 2014
Efficiency Ratio Over Time
| Efficiency Ratio | United Bank & Trust | All Insured Commercial Banks in Michigan |
| 06-30-2014 | 66.287 | 75.605 |
| 03-31-2014 | 68.355 | 76.846 |
| 12-31-2013 | 70.477 | 74.841 |
| 09-30-2013 | 71.029 | 73.806 |
| 06-30-2013 | 70.934 | 73.811 |
| 03-31-2013 | 70.358 | 73.988 |
| 12-31-2012 | 69.715 | 71.723 |
| 09-30-2012 | 69.355 | 71.614 |
| 06-30-2012 | 69.926 | 71.839 |
| 03-31-2012 | 72.716 | 72.697 |
| 12-31-2011 | 70.945 | 73.486 |
| 09-30-2011 | 72.298 | 73.637 |
| 06-30-2011 | 69.941 | 74.221 |
| 03-31-2011 | 70.241 | 75.166 |
| 12-31-2010 | 66.554 | 74.379 |
| 09-30-2010 | 66.846 | 74.86 |
| 06-30-2010 | 68.743 | 75.739 |
| 03-31-2010 | 72.936 | 76.883 |
| 12-31-2009 | 74.686 | 82.058 |
| 09-30-2009 | 76.27 | 81.121 |
| 06-30-2009 | 79.732 | 82.109 |
| 03-31-2009 | 92.345 | 80.184 |
| 12-31-2008 | 68.294 | 80.181 |
| 09-30-2008 | 65.256 | 75.465 |
| 06-30-2008 | 64.679 | 75.619 |
| 03-31-2008 | 66.214 | 76.097 |
| 12-31-2007 | 59.353 | 72.221 |
| 09-30-2007 | 59.953 | 70.635 |
| 06-30-2007 | 59.42 | 69.92 |
| 03-31-2007 | 58.52 | 70.315 |
| 12-31-2006 | 61.828 | 66.877 |
| 09-30-2006 | 62.654 | 65.716 |
| 06-30-2006 | 63.631 | 66.171 |
| 03-31-2006 | 65.13 | 66.982 |
| 12-31-2005 | 62.131 | 64.078 |
| 09-30-2005 | 62.263 | 64.016 |
| 06-30-2005 | 62.571 | 63.808 |
| 03-31-2005 | 62.096 | 64.541 |
| 12-31-2004 | 62.617 | 64.329 |
| 09-30-2004 | 62.7 | 64.747 |
| 06-30-2004 | 63.722 | 65.538 |
| 03-31-2004 | 63.705 | 66.274 |
| 12-31-2003 | 61.667 | 63.66 |
| 09-30-2003 | 61.101 | 62.955 |
| 06-30-2003 | 62.395 | 63.034 |
| 03-31-2003 | 62.626 | 63.233 |
| 12-31-2002 | 61.372 | 62.526 |