United Bank & Trust
Ann Arbor, MI — Domestic Branch of a Domestic Bank
Acquired Aug 2014
Net Interest Margin Over Time
| Net Interest Margin | United Bank & Trust | All Insured Commercial Banks in Michigan |
| 06-30-2014 | 3.954 | 3.806 |
| 03-31-2014 | 3.871 | 3.782 |
| 12-31-2013 | 3.704 | 3.864 |
| 09-30-2013 | 3.615 | 3.871 |
| 06-30-2013 | 3.557 | 3.862 |
| 03-31-2013 | 3.426 | 3.837 |
| 12-31-2012 | 3.603 | 4.014 |
| 09-30-2012 | 3.641 | 4.028 |
| 06-30-2012 | 3.627 | 4.029 |
| 03-31-2012 | 3.616 | 4.019 |
| 12-31-2011 | 3.66 | 4.046 |
| 09-30-2011 | 3.586 | 4.031 |
| 06-30-2011 | 3.648 | 4.005 |
| 03-31-2011 | 3.594 | 3.949 |
| 12-31-2010 | 3.801 | 3.964 |
| 09-30-2010 | 3.804 | 3.916 |
| 06-30-2010 | 3.699 | 3.894 |
| 03-31-2010 | 3.351 | 3.834 |
| 12-31-2009 | 3.633 | 3.772 |
| 09-30-2009 | 3.635 | 3.707 |
| 06-30-2009 | 3.748 | 3.655 |
| 03-31-2009 | 3.875 | 3.632 |
| 12-31-2008 | 3.913 | 3.73 |
| 09-30-2008 | 4.102 | 3.751 |
| 06-30-2008 | 4.069 | 3.744 |
| 03-31-2008 | 4.067 | 3.744 |
| 12-31-2007 | 4.18 | 4.005 |
| 09-30-2007 | 4.182 | 4.046 |
| 06-30-2007 | 4.146 | 4.037 |
| 03-31-2007 | 4.103 | 4.022 |
| 12-31-2006 | 4.244 | 4.206 |
| 09-30-2006 | 4.222 | 4.247 |
| 06-30-2006 | 4.188 | 4.248 |
| 03-31-2006 | 4.146 | 4.223 |
| 12-31-2005 | 4.107 | 4.306 |
| 09-30-2005 | 4.087 | 4.293 |
| 06-30-2005 | 4.08 | 4.252 |
| 03-31-2005 | 4.023 | 4.205 |
| 12-31-2004 | 4.055 | 4.18 |
| 09-30-2004 | 4.074 | 4.148 |
| 06-30-2004 | 4.076 | 4.111 |
| 03-31-2004 | 4.123 | 4.118 |
| 12-31-2003 | 4.178 | 4.236 |
| 09-30-2003 | 4.189 | 4.252 |
| 06-30-2003 | 4.206 | 4.256 |
| 03-31-2003 | 4.228 | 4.255 |
| 12-31-2002 | 4.531 | 4.46 |