United Bank & Trust National Association
Marshalltown, IA — National Bank
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Net Interest Margin Over Time
| Net Interest Margin | United Bank & Trust National Association | All Insured Commercial Banks in Iowa |
| 12-31-2016 | 3.235 | 3.587 |
| 09-30-2016 | 3.246 | 3.602 |
| 06-30-2016 | 3.22 | 3.598 |
| 03-31-2016 | 3.199 | 3.601 |
| 12-31-2015 | 3.324 | 3.591 |
| 09-30-2015 | 3.354 | 3.588 |
| 06-30-2015 | 3.402 | 3.563 |
| 03-31-2015 | 3.438 | 3.541 |
| 12-31-2014 | 3.412 | 3.569 |
| 09-30-2014 | 3.399 | 3.552 |
| 06-30-2014 | 3.367 | 3.525 |
| 03-31-2014 | 3.383 | 3.52 |
| 12-31-2013 | 3.42 | 3.538 |
| 09-30-2013 | 3.441 | 3.526 |
| 06-30-2013 | 3.311 | 3.501 |
| 03-31-2013 | 3.333 | 3.488 |
| 12-31-2012 | 3.418 | 3.696 |
| 09-30-2012 | 3.427 | 3.722 |
| 06-30-2012 | 3.412 | 3.729 |
| 03-31-2012 | 3.429 | 3.767 |
| 12-31-2011 | 3.478 | 3.861 |
| 09-30-2011 | 3.486 | 3.865 |
| 06-30-2011 | 3.499 | 3.833 |
| 03-31-2011 | 3.561 | 3.808 |
| 12-31-2010 | 3.524 | 3.947 |
| 09-30-2010 | 3.539 | 3.957 |
| 06-30-2010 | 3.51 | 3.936 |
| 03-31-2010 | 3.544 | 3.922 |
| 12-31-2009 | 3.435 | 3.845 |
| 09-30-2009 | 3.501 | 3.829 |
| 06-30-2009 | 3.48 | 3.787 |
| 03-31-2009 | 3.408 | 3.796 |
| 12-31-2008 | 2.628 | 3.764 |
| 09-30-2008 | 2.514 | 3.732 |
| 06-30-2008 | 2.499 | 3.664 |
| 03-31-2008 | 2.279 | 3.658 |
| 12-31-2007 | 1.752 | 3.674 |
| 09-30-2007 | 1.721 | 3.667 |
| 06-30-2007 | 1.628 | 3.654 |
| 03-31-2007 | 1.585 | 3.624 |
| 12-31-2006 | 1.59 | 3.746 |
| 09-30-2006 | 1.597 | 3.762 |
| 06-30-2006 | 1.642 | 3.771 |
| 03-31-2006 | 1.662 | 3.763 |
| 12-31-2005 | 2.021 | 3.863 |
| 09-30-2005 | 2.197 | 3.877 |
| 06-30-2005 | 2.241 | 3.881 |
| 03-31-2005 | 2.385 | 3.865 |
| 12-31-2004 | 2.116 | 3.919 |
| 09-30-2004 | 2.209 | 3.912 |
| 06-30-2004 | 2.128 | 3.877 |
| 03-31-2004 | 2.152 | 3.885 |
| 12-31-2003 | 1.347 | 3.893 |
| 09-30-2003 | 1.126 | 3.9 |
| 06-30-2003 | .856 | 3.885 |
| 03-31-2003 | .835 | 3.897 |
| 12-31-2002 | .89 | 4.074 |