Efficiency Ratio Over Time
Efficiency Ratio United Bank & Trust Company All Insured Commercial Banks in Georgia
06-30-2008 182.661 82.103
03-31-2008 108.285 76.842
12-31-2007 69.51 66.184
09-30-2007 69.442 63.793
06-30-2007 67.841 63.216
03-31-2007 66.459 63.468
12-31-2006 70.012 63.007
09-30-2006 73.093 61.317
06-30-2006 76.545 61.045
03-31-2006 81.716 60.367
12-31-2005 76.106 62.186
09-30-2005 78.583 61.255
06-30-2005 76.886 61.571
03-31-2005 80.02 62.33
12-31-2004 77.858 64.32
09-30-2004 77.501 64.404
06-30-2004 80.618 64.229
03-31-2004 81.453 64.639
12-31-2003 81.664 65.562
09-30-2003 81.934 64.676
06-30-2003 81.477 64.537
03-31-2003 86.057 65.157
12-31-2002 73.515 64.609