Efficiency Ratio Over Time
Efficiency Ratio United Bank Of Michigan All Insured Commercial Banks in Michigan
12-31-2016 74.144 71.925
09-30-2016 74.532 72.284
06-30-2016 75.039 72.703
03-31-2016 74.778 74.111
12-31-2015 72.867 73.902
09-30-2015 72.5 72.796
06-30-2015 73.298 73.108
03-31-2015 74.863 74.364
12-31-2014 76.908 75.309
09-30-2014 79.848 75.334
06-30-2014 81.552 75.605
03-31-2014 82.245 76.846
12-31-2013 72.712 74.841
09-30-2013 71.31 73.806
06-30-2013 72.23 73.811
03-31-2013 70.426 73.988
12-31-2012 71.424 71.723
09-30-2012 68.866 71.614
06-30-2012 71.139 71.839
03-31-2012 71.11 72.697
12-31-2011 71.503 73.486
09-30-2011 71.96 73.637
06-30-2011 74.362 74.221
03-31-2011 75.817 75.166
12-31-2010 69.947 74.379
09-30-2010 69.269 74.86
06-30-2010 72.13 75.739
03-31-2010 74.803 76.883
12-31-2009 77.76 82.058
09-30-2009 76.556 81.121
06-30-2009 73.503 82.109
03-31-2009 71.616 80.184
12-31-2008 77.45 80.181
09-30-2008 75.992 75.465
06-30-2008 73.956 75.619
03-31-2008 77.301 76.097
12-31-2007 79.873 72.221
09-30-2007 77.845 70.635
06-30-2007 78.743 69.92
03-31-2007 79.09 70.315
12-31-2006 70.577 66.877
09-30-2006 69.021 65.716
06-30-2006 69.253 66.171
03-31-2006 68.014 66.982
12-31-2005 65.266 64.078
09-30-2005 67.043 64.016
06-30-2005 67.876 63.808
03-31-2005 70.206 64.541
12-31-2004 65.032 64.329
09-30-2004 65.12 64.747
06-30-2004 66.391 65.538
03-31-2004 64.965 66.274
12-31-2003 61.1 63.66
09-30-2003 58.94 62.955
06-30-2003 58.819 63.034
03-31-2003 60.598 63.233
12-31-2002 63.038 62.526