Efficiency Ratio Over Time
Efficiency Ratio Union State Bank All Insured Commercial Banks in Texas
12-31-2016 76.983 66.762
09-30-2016 77.196 66.187
06-30-2016 77.9 66.286
03-31-2016 77.019 66.484
12-31-2015 74.283 67.473
09-30-2015 73.302 67.019
06-30-2015 71.75 67.62
03-31-2015 73.02 68.379
12-31-2014 74.684 67.933
09-30-2014 75.278 67.76
06-30-2014 76.031 68.348
03-31-2014 76.823 69.161
12-31-2013 76.651 70.01
09-30-2013 76.429 69.448
06-30-2013 77.768 70.111
03-31-2013 82.517 71.168
12-31-2012 77.949 70.289
09-30-2012 77.168 69.365
06-30-2012 77.376 69.7
03-31-2012 76.64 69.836
12-31-2011 76.856 71.203
09-30-2011 77.684 70.717
06-30-2011 78.844 71.672
03-31-2011 76.385 72.166
12-31-2010 71.858 72.798
09-30-2010 70.205 71.344
06-30-2010 71.116 71.672
03-31-2010 71.475 72.124
12-31-2009 72.473 72.899
09-30-2009 73.332 71.928
06-30-2009 73.45 72.628
03-31-2009 74.546 71.399
12-31-2008 76.187 70.933
09-30-2008 77.534 69.839
06-30-2008 78.741 70.152
03-31-2008 79.644 69.753
12-31-2007 75.702 68.047
09-30-2007 75.556 66.762
06-30-2007 76.83 66.933
03-31-2007 81.067 66.629
12-31-2006 72.81 66.288
09-30-2006 71.808 64.993
06-30-2006 71.939 65.249
03-31-2006 73.036 65.978
12-31-2005 67.874 67.153
09-30-2005 70.063 66.756
06-30-2005 70.571 67.031
03-31-2005 70.783 67.486
12-31-2004 68.296 69.184
09-30-2004 67.909 68.305
06-30-2004 66.304 68.807
03-31-2004 68.443 69.055
12-31-2003 64.544 69.41
09-30-2003 68.697 68.526
06-30-2003 68.845 68.452
03-31-2003 75.899 68.632
12-31-2002 61.552 67.534