Union State Bank
Nanuet, NY — Domestic Branch of a Domestic Bank
Acquired Jan 2008
Net Interest Margin Over Time
| Net Interest Margin | Union State Bank | All Insured Commercial Banks in New York |
| 12-31-2007 | 3.278 | 3.639 |
| 09-30-2007 | 3.312 | 3.66 |
| 06-30-2007 | 3.313 | 3.643 |
| 03-31-2007 | 3.333 | 3.663 |
| 12-31-2006 | 3.603 | 3.733 |
| 09-30-2006 | 3.658 | 3.735 |
| 06-30-2006 | 3.694 | 3.771 |
| 03-31-2006 | 3.749 | 3.78 |
| 12-31-2005 | 3.763 | 3.805 |
| 09-30-2005 | 3.749 | 3.809 |
| 06-30-2005 | 3.742 | 3.795 |
| 03-31-2005 | 3.667 | 3.787 |
| 12-31-2004 | 3.327 | 3.715 |
| 09-30-2004 | 3.272 | 3.657 |
| 06-30-2004 | 3.191 | 3.678 |
| 03-31-2004 | 3.12 | 3.659 |
| 12-31-2003 | 3.203 | 3.735 |
| 09-30-2003 | 3.237 | 3.752 |
| 06-30-2003 | 3.307 | 3.811 |
| 03-31-2003 | 3.301 | 3.835 |
| 12-31-2002 | 3.778 | 4.072 |