Tier 1 Capital Over Time
Tier 1 Capital Union State Bank All Insured Commercial Banks in New York
12-31-2007 262,517,000 70,142,098
09-30-2007 277,187,000 72,651,640
06-30-2007 272,493,000 93,242,061
03-31-2007 277,944,000 90,212,941
12-31-2006 275,485,000 90,215,070
09-30-2006 271,370,000 94,829,538
06-30-2006 267,474,000 91,597,597
03-31-2006 267,149,000 82,201,275
12-31-2005 260,290,000 78,252,817
09-30-2005 253,902,000 75,808,550
06-30-2005 248,130,000 74,251,773
03-31-2005 243,028,000 67,058,957
12-31-2004 237,268,000 64,988,415
09-30-2004 231,624,000 71,587,387
06-30-2004 222,895,000 80,497,133
03-31-2004 214,735,000 81,084,254
12-31-2003 211,689,000 76,445,372
09-30-2003 207,301,000 74,383,339
06-30-2003 203,887,000 83,533,557
03-31-2003 198,750,000 82,072,789
12-31-2002 192,164,000 79,728,443