Efficiency Ratio Over Time
Efficiency Ratio Union Bank All Insured Commercial Banks in Vermont
12-31-2016 66.501 71.728
09-30-2016 66.12 71.506
06-30-2016 66.446 72.448
03-31-2016 68.667 74.43
12-31-2015 64.832 72.66
09-30-2015 64.519 72.152
06-30-2015 64.586 73.26
03-31-2015 64.734 74.14
12-31-2014 65.819 74.887
09-30-2014 65.235 74.222
06-30-2014 65.573 76.217
03-31-2014 66.421 78.206
12-31-2013 66.838 77.212
09-30-2013 65.149 78.592
06-30-2013 66.298 77.633
03-31-2013 66.972 78.862
12-31-2012 70.692 76.412
09-30-2012 70.35 76.195
06-30-2012 72.94 77.251
03-31-2012 74.699 77.899
12-31-2011 71.355 77.135
09-30-2011 73.659 77.774
06-30-2011 74.669 77.854
03-31-2011 73.956 78.405
12-31-2010 65.572 77.02
09-30-2010 64.827 76.519
06-30-2010 65.339 76.898
03-31-2010 67.986 77.668
12-31-2009 67.366 78.434
09-30-2009 67.101 78.118
06-30-2009 68.138 78.543
03-31-2009 66.735 77.872
12-31-2008 68.13 76.062
09-30-2008 69.579 75.666
06-30-2008 67.846 76.478
03-31-2008 67.197 78.318
12-31-2007 62.295 75.563
09-30-2007 62.399 76.124
06-30-2007 63.35 75.607
03-31-2007 65.147 76.952
12-31-2006 59.47 70.949
09-30-2006 58.979 70.834
06-30-2006 59.756 70.915
03-31-2006 60.539 71.484
12-31-2005 57.942 67.921
09-30-2005 59.442 67.837
06-30-2005 59.399 68.207
03-31-2005 59.241 68.997
12-31-2004 57.454 68.92
09-30-2004 59.423 69.926
06-30-2004 61.07 70.413
03-31-2004 62.008 71.499
12-31-2003 58.189 69.766
09-30-2003 59.861 69.392
06-30-2003 61.162 70.135
03-31-2003 55.422 70.445
12-31-2002 55.662 68.612