Efficiency Ratio Over Time
Efficiency Ratio Union Bank, Inc. All Insured Commercial Banks in West Virginia
12-31-2016 62.916 72.606
09-30-2016 62.434 72.045
06-30-2016 61.487 71.669
03-31-2016 62.743 71.686
12-31-2015 63.556 71.972
09-30-2015 62.6 70.437
06-30-2015 59.96 70.691
03-31-2015 60.229 70.516
12-31-2014 64.849 70.44
09-30-2014 64.896 69.378
06-30-2014 65.587 69.824
03-31-2014 65.84 70.581
12-31-2013 67.455 69.873
09-30-2013 67.676 68.722
06-30-2013 67.804 68.925
03-31-2013 70.368 69.812
12-31-2012 63.787 68.015
09-30-2012 63.353 67.577
06-30-2012 63.573 67.597
03-31-2012 64.425 68.204
12-31-2011 65.924 67.746
09-30-2011 65.883 67.424
06-30-2011 65.875 68.39
03-31-2011 65.861 67.691
12-31-2010 66.339 66.469
09-30-2010 66.524 65.757
06-30-2010 66.028 65.966
03-31-2010 67.155 66.636
12-31-2009 69.683 67.718
09-30-2009 70.503 67.281
06-30-2009 72.152 68.204
03-31-2009 69.595 67.42
12-31-2008 69.076 64.283
09-30-2008 69.727 63.713
06-30-2008 71.433 64.07
03-31-2008 72.6 65.15
12-31-2007 74.738 64.076
09-30-2007 75.447 63.001
06-30-2007 77.452 64.25
03-31-2007 79.779 64.429
12-31-2006 78.995 63.741
09-30-2006 78.924 63.331
06-30-2006 78.696 63.261
03-31-2006 78.441 63.793
12-31-2005 71.821 63.924
09-30-2005 71.271 63.522
06-30-2005 71.188 63.568
03-31-2005 73.485 64.004
12-31-2004 66.253 64.145
09-30-2004 64.672 63.368
06-30-2004 64.947 63.507
03-31-2004 67.123 63.566
12-31-2003 66.832 64.837
09-30-2003 67.2 63.903
06-30-2003 68.846 65.106
03-31-2003 74.176 65.004
12-31-2002 67.077 63.986