Efficiency Ratio Over Time
Efficiency Ratio Traverse City State Bank All Insured Commercial Banks in Michigan
12-31-2016 68.083 71.925
09-30-2016 69.368 72.284
06-30-2016 69.824 72.703
03-31-2016 70.85 74.111
12-31-2015 68.509 73.902
09-30-2015 68.825 72.796
06-30-2015 68.282 73.108
03-31-2015 70.401 74.364
12-31-2014 70.015 75.309
09-30-2014 74.008 75.334
06-30-2014 76.071 75.605
03-31-2014 78.328 76.846
12-31-2013 73.399 74.841
09-30-2013 73.104 73.806
06-30-2013 71.647 73.811
03-31-2013 68.005 73.988
12-31-2012 69.541 71.723
09-30-2012 71.603 71.614
06-30-2012 73.269 71.839
03-31-2012 75.124 72.697
12-31-2011 81.466 73.486
09-30-2011 79.87 73.637
06-30-2011 84.116 74.221
03-31-2011 84.171 75.166
12-31-2010 79.618 74.379
09-30-2010 80.852 74.86
06-30-2010 89.903 75.739
03-31-2010 96.184 76.883
12-31-2009 95.359 82.058
09-30-2009 92.399 81.121
06-30-2009 85.486 82.109
03-31-2009 85.739 80.184
12-31-2008 85.146 80.181
09-30-2008 84.972 75.465
06-30-2008 85.459 75.619
03-31-2008 85.421 76.097
12-31-2007 87.445 72.221
09-30-2007 88.565 70.635
06-30-2007 91.129 69.92
03-31-2007 92.354 70.315
12-31-2006 81.938 66.877
09-30-2006 82.097 65.716
06-30-2006 82.412 66.171
03-31-2006 82.609 66.982
12-31-2005 68.755 64.078
09-30-2005 68.008 64.016
06-30-2005 67.475 63.808
03-31-2005 65.545 64.541
12-31-2004 68.662 64.329
09-30-2004 70.151 64.747
06-30-2004 71.717 65.538
03-31-2004 74.069 66.274
12-31-2003 76.802 63.66
09-30-2003 77.925 62.955
06-30-2003 79.409 63.034
03-31-2003 81.056 63.233
12-31-2002 83.83 62.526