Relationships	Role	Relationship Start	Relationship End
Sky Financial Group, Inc.	Parent	10/1/2002	10/25/2002
Three Rivers Bancorp, Inc	Parent	4/4/2000	9/30/2002
Ameriserv Financial, Inc	Parent	6/30/1984	4/3/2000
Trb Financial Services, Inc	Subsidary	1/13/1998	9/30/2002
Community First Capital Corporation	Subsidary	7/4/1997	11/8/2000
Standard Mortgage Corporation Of Georgia	Subsidary	7/4/1997	4/4/2000
Ameriserv Mortgage Company	Subsidary	1/1/1997	8/31/1998

Acquisitions & Mergers	Role	Assets	Acct Method	Type	Transaction Date
Sky Bank	Buyer	16,609,763	Pooling of Interests	Discontinued	10/26/2002
The Pennsylvania Capital Bank	Seller	139,344	Acquisition	Discontinued	7/1/2001
Community Savings Bank	Seller	457,852	Pooling of Interests	Discontinued	7/4/1997
Atlantic Financial Savings, F.A.	Seller	1,154,451		Failure	11/16/1991
Mckeesport National Bank	Seller	103,953		Discontinued	2/27/1988