Efficiency Ratio Over Time
Efficiency Ratio The Valley State Bank All Insured Commercial Banks in Kansas
12-31-2007 66.068 67.586
09-30-2007 62.684 65.878
06-30-2007 63.884 66.381
03-31-2007 73.17 67.232
12-31-2006 70.942 67.633
09-30-2006 71.713 65.541
06-30-2006 71.667 65.59
03-31-2006 69.832 66.106
12-31-2005 77.077 67.422
09-30-2005 78.439 65.584
06-30-2005 82.754 65.636
03-31-2005 87.816 65.912
12-31-2004 72.511 68.337
09-30-2004 73.509 66.709
06-30-2004 75.74 66.928
03-31-2004 77.735 68.091
12-31-2003 73.518 68.368
09-30-2003 70.727 66.157
06-30-2003 67.028 65.617
03-31-2003 68.698 66.237
12-31-2002 75.404 66.521