The Upstate National Bank
Ogdensburg, NY — National Bank
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Common Equity Tier 1 Capital Ratio Over Time
| Common Equity Tier 1 Capital Ratio | The Upstate National Bank | All Insured Commercial Banks in New York |
| 12-31-2016 | 17.1 | 16.458 |
| 09-30-2016 | 6.84 | 16.317 |
| 06-30-2016 | 6.9 | 16.48 |
| 03-31-2016 | 7.6 | 16.797 |
| 12-31-2015 | 7.52 | 16.88 |
| 09-30-2015 | 7.6 | 17.46 |
| 06-30-2015 | 7.62 | 17.671 |
| 03-31-2015 | 7.35 | 17.352 |