Efficiency Ratio Over Time
Efficiency Ratio The Upstate National Bank All Insured Commercial Banks in New York
12-31-2016 86.723 65.064
09-30-2016 94.391 66.438
06-30-2016 102.292 66.148
03-31-2016 82.21 65.676
12-31-2015 82.64 67.268
09-30-2015 80.799 67.303
06-30-2015 81.314 67.746
03-31-2015 81.89 68.787
12-31-2014 79.072 67.914
09-30-2014 77.844 67.399
06-30-2014 85.548 67.989
03-31-2014 89.065 68.504
12-31-2013 88.375 69.689
09-30-2013 86.142 68.787
06-30-2013 88.297 69.137
03-31-2013 101.434 69.07
12-31-2012 90.654 67.537
09-30-2012 109.443 67.164
06-30-2012 109.053 67.4
03-31-2012 96.031 67.13
12-31-2011 112.541 67.021
09-30-2011 109.49 66.906
06-30-2011 112.374 67.339
03-31-2011 112.205 69.754
12-31-2010 118.054 69.848
09-30-2010 120.556 69.47
06-30-2010 121.244 71.396
03-31-2010 131.012 70.773
12-31-2009 125.031 76.908
09-30-2009 116.527 77.51
06-30-2009 119.631 81.925
03-31-2009 114.461 80.38
12-31-2008 111.82 85.057
09-30-2008 100.78 78.459
06-30-2008 96.885 83.721
03-31-2008 104.115 80.346
12-31-2007 102.362 77.578
09-30-2007 102.411 71.372
06-30-2007 106.071 70.25
03-31-2007 98.27 71.659
12-31-2006 96.257 72.454
09-30-2006 95.638 69.831
06-30-2006 95.835 70.423
03-31-2006 95.996 74.075
12-31-2005 96.724 68.173
09-30-2005 97.671 65.988
06-30-2005 97.082 66.561
03-31-2005 99.471 66.443
12-31-2004 92.813 66.688
09-30-2004 95.344 66.369
06-30-2004 97.506 67.073
03-31-2004 102.415 67.469
12-31-2003 1182.428 66.544
09-30-2003 191.949 66.043
06-30-2003 205.856 65.608
03-31-2003 216.186 66.329
12-31-2002 126.761 68.29